1.0 The Terms
1.1 FX Mortgages Ltd ("we/us/our") is a member of the Mortgage Intelligence Limited network.
2.0 Intellectual Property
2.1 We own intellectual property rights in the website. This includes, without limitation, copyright, trade marks, database rights, rights in designs, rights in know-how, patents and rights in inventions, whether registered or unregistered. The "Mortgage Intelligence" logo is the property of Mortgage Intelligence Limited.
2.2 You may download or print out individual selections of these web pages only if explicitly used for your own personal information and not to be publicly reproduced. Permanent copying or storage of whole or part of this website or the information contained in it or reproduction or incorporation of any part of it in any other work or publication, whether on paper or electronic media or any other form, is expressly prohibited. You may not use any meta tags or any other hidden text using our names or trademarks without prior written permission.
3.0 Information Gathering
You may not use any data gathering or data extraction tools, such as robots, on our website without our prior written permission.
4.0 DISCLAIMERS - PLEASE READ THIS SECTION CAREFULLY
4.1 While we have taken care in preparing the contents of the website and except as set out below, we do not accept any responsibility for any loss or damage arising out of or in connection with the use of the website including, without limitation, indirect or consequential loss or damage, loss of anticipated revenues, loss of business opportunities, loss of goodwill, loss of data or damage to reputation. Nothing in these Terms shall operate to limit or exclude our liability for:
- death or personal injury caused by our negligence;
- damage suffered by you as a result of any breach by us of the condition as to title under Part 1 of the Consumer Protection Act 1987;
- breach of the warranty as to quiet possession implied by Section 12 of the Sale of Goods Act 1979 or Section 2 of the Supply of Goods and Services Act 1982; or
- for fraud (including, but not limited to, fraudulent misrepresentation).
4.2 The information on this website is for guidance purposes only does not constitute professional or investment advice. It may be changed without notice.
4.3 We do not guarantee that access to and use of the website will be uninterrupted or error-free. From time to time we may suspend or restrict access to the website in order to carry out repairs, maintenance or to introduce new facilities. We do not warrant that the information on the website is accurate or complete and is not responsible for checking that information is accurate or complete.
4.4 Mention of third party products, services, companies and websites on the website is for information purposes only and constitutes neither an endorsement nor a recommendation. Please note that all third party products must be ordered directly from the third party.
4.5 The website contains links to websites run by other organisations. While every effort is made to check the content and accuracy of the websites we link to, we take no responsibility for information contained on websites maintained by other organisations or for action taken as a result of information contained on websites maintained by other organisations.
You may not frame the website without our prior written permission.
7.0 No Advertisement
Under The Financial Services Act 1986 (as amended) the information on these web pages is not intended to constitute an advertisement in relation to the sale of securities or investments.
If any provision in these Terms is declared void or unenforceable by any court or other body of competent jurisdiction, or is otherwise rendered so by any applicable law, such provision shall to the extent of such invalidity or unenforceability be deemed severable and all other provisions of these Terms not affected by such invalidity or unenforceability shall remain in full force and effect.
No delay or failure by us in enforcing any provision in these Terms shall be deemed to be a waiver or create a precedent or in any way prejudice our rights under these Terms.
10.0 Jurisdiction and Governing Law
These Terms shall be governed by and construed in accordance with the laws of England. Any dispute arising under these terms and conditions shall be subject to the exclusive jurisdiction of the courts of England.
11.0 Contact Us
If you have any questions about these Terms please contact us:
FX Mortgages Ltd
5 Ushers Court
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independant ombudsman. Our advice is covered under the Financial Ombudsman Service (http://www.financial-ombudsman.org.uk/consumer/complaints.htm). You may be able to submit a claim through the EU Online Dispute Resolution Platform (https://webgate.ec.europa.eu/odr/main/?event=main.home.show if you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.)
The overall cost for comparison is 8.7% APR for customers who may have their access to credit restricted.
FX Mortgages is an appointed representative of Mortgage Intelligence Ltd which is authorised and regulated by Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.